Your Trusted Loan Agent in Malaysia

Navigate your loan journey with confidence and ease. We're here to connect you to the right loan with personalized, expert advice, offering comprehensive support from application to approval. Simplify your path to financial success with our tailored guidance every step of the way.

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Explore a diverse range of loan options designed to meet your unique needs

Personal Loan


Housing Loan


SME Loan


Crowd Funding


We offer assistance in redefining your perspective on cash flow, covering everything from cash flow forecasting to risk assessment. With our expertise, we can address your loan rejection concerns, regardless of your credit score on CCRIS or CTOS, or if you're blacklisted.

Basic Document That Need To Be Collected

Salary Earner

1) Copy of NRIC
2) latest 3-6 month payslip
3) Latest 2 year EPF
4) Latest 2 year income tax

Self Employed (Sole Prop / Partnership)

1) Copy of NRIC
2) SSM
3) 6 month bank statement
4) Latest 2 year Management Account

Self Employed (Sdn Bhd)

1) Directors IC Copy
2) SSM
3) Latest 6 month Bank Statement
4) Latest 3 years audit report
5) Salary Slip (if available)

Other additional documents that are needed are for case to case basis.

You May Be Experiencing These Now

Require funds for your purposes but do not have enough savings to cover the expenses

Finding solutions to match your unique financial circumstances

Facing credit challenges

Need immediate fund

Denied by Bank / Loan application is rejected by bank

more than

90
%

Approval Rate

15
+

Years of Banking Experience

100
%

Satisfaction

30
K+

Consultation

Why Choose
VNT Advisory


Our experienced team provide solutions that spruce up your financial record and credit score

We assess each loan application carefully in order to get your desire loan amount

We speed up the application process, getting you a fast & hassle-free clean loan

Enjoy a free loan consultation with our professional team

Get the best solution and the latest news here with our professional help

Successful Cases


IT Software Engineer, Basic RM5,800.

BEFORE vnt advisory

High commitment issue with mainly credit cards debt.

4 overused limit credit card with each limit RM12,000, RM15,000, RM15,000, and RM20,000.

after vnt advisory

In the end gotten approval from Hong Leong Bank for RM86,000, settling RM62K+ credit card outstanding still has RM20K+ cash on hand.

Operation management in well known logistic company. High pay low commitment but no idea why no matter where apply couldn’t get the max margin 90%.

BEFORE vnt advisory

Wanted to get the max margin of finance of the desired RM1.05million property which is 90%, but applied 3 banks all came back with 80%+, which the customer couldn’t accept because the max down payment that he can pay is only 10% of the desired RM1.05million property.

After vnt advisory

In the end gotten approval with our help from MBSB Bank, 90% margin of finance just like the customer’s desired, process and disbursement all smooth.

Running F&B company, a well known chicken fast food franchise, turnover around RM100K to RM200K per month. Looking to expand but no bank willing to offer loan to a company that hasn’t reach 3 years.

BEFORE vnt advisory

Wanted to get a minimum RM250K loan to further expand his business, but due to the company ssm existing only for 2years+, no bank would want to approve a high amount to the customer as one of the requirement for sme loan (business loan) is that the company had to be ssm registered 3 years above.

After vnt advisory

In the end gotten approval with our help from Agro bank, a total of RM400K, way more than what the customer requested which is RM250K, customer expand his business by setting up more new store with his well enough funding.

Store Manager, Basic RM3,200.

BEFORE vnt advisory

Had special attention account being recorded and shown in the ccris profile, therefore supposedly customer is not able to get any approval from any bank. As special attention account only occurs when the bank sue the customer for long time dragged delayed payment, showing in the ccris profile meaning that the customer has a bad payment behaviour therefore no bank would offer loan to the customer.

After vnt advisory

In the end gotten approval with our help from BSN bank, a total of RM33K, even when the customer has special attention account.

Alliance Bank banker, basic RM3,700.

BEFORE vnt advisory

Wanted to start a business, needed RM140K or above. But self commitment is already high, apply few times able to get approval but the amount not high enough just around RM30K-RM40K. And it is not usual that bank is willing to offer a high personal loan amount which is above rm150k for basic below RM5,000.

After vnt advisory

In the end gotten approval with our help form Bank Islam, a total of RM280K, a very well enough amount for him to start his business and support the business running until it’s stable and generating profit.

Scrap metals recycling business, turnover around RM120K per month.

BEFORE vnt advisory

Wanted to apply for a house refinance in order to lower down the house loan interest and also to obtain a top up cash loan for business maintaining back up funding, but due to industry which is scrap metals, one of the industries avoided by most banks, she couldn’t find a bank that is willing to accept her house refinance application.

After vnt advisory

In the end gotten the approval with our help from Ambank, total top up refinance cash loan of RM180K, plus lowered house loan interest rates

About Us


Founded in 2018 by a group of experienced former bankers, we are a one-stop financial solutions agency providing tailored financial solutions and helpful financial knowledge to meet the needs of the client.

We have connections with all the local banks in Malaysia including Islamic banks as well as financial institution approved and licensed by Bank Negara.

Our goal is to achieved a win-win situation between us and the client.

Ever Changing Interest Rates (%)

Times are changing fast, finance interest rates changes even faster. The best loan yesterday may not be the same today. 

Reach out to us so that we can offer you the cheapest financial solutions to ease your worries. Our experienced loan specialists are here to guide you through the lending process, ensuring you make informed decisions for a secure financial future

V03-10-06, Sunway Velocity
Designer Office Lingkaran SV,
Jalan Cochrane,
55100 Kuala Lumpur

vnt.advisory@gmail.com

+6010-229 8306

Copyright © VNT Advisory Sdn Bhd 1337465-V

Personal Loan


A strategic financial move for your burdened by various financial obligations. 

Combine it into a single loan with a potentially lower interest rate today!

A strategic financial move for your burdened by various financial obligations. 

Contact us now if you aim to simplify your financial landscape, reduce overall interest payments and regain control over your economic well-being.

Housing Loan


Buying a new property or opting for a second-hand one with significant financial considerations, want to refinance your current house loan to another bank, seeking a reduction in both interest rates and monthly repayments.

Some refinancing package got debt consolidation features as well!
Contact us now if you wish to optimize financial management, providing an avenue for potential savings and increased long-term financial stability.

SME Loan


Term Loan, Overdraft, Trade Line, Property Loan, Contract Financing and Invoice Loan

Sole proprietor, partnership or Sdn Bhd

The interest rate is cheaper than personal loan as it use bank  money to roll instead of using own money!

Inventory management, technology upgrades, marketing initiatives, hiring additional staff or addressing short-term financial challenges. 
Contact us now for the most suitable financing solution for the growth and success of your business.

Crowd Funding


Individuals, businesses and organizations

Contact us now if you wish to seek for financial support or access capital

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